Question: Are college students eligible for Apple card?

Can an 18 year old get an apple credit card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

Why am I not eligible for an Apple Card?

If any of the following conditions apply, Goldman Sachs might not be able to approve your Apple Card application. You are currently past due or have recently been past due on a debt obligation. Your checking account was closed by a bank (for example, due to repeatedly spending more than your available account balance).

Does anyone get approved for Apple Card?

While it’s not designed for people with poor credit, the Apple Card seems to offer better approval odds than many comparable rewards cards. Indeed, some cardholders with credit scores in the 600s have reported getting approved.

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Is it hard to get approved Apple Card?

The application process for Apple Card is incredibly straightforward. Once you’re invited to apply, you can do so directly in the Wallet app on iPhone. … After your approval, you can request to have your physical titanium Apple Card delivered, with Apple saying it should come within 6-8 business days.

Can teenagers apply for Apple Card?

Managing Apple Card Family

All users must be part of the same Family Sharing group in order to be invited to Apple Card Family, and be 13 years of age or older.

What is the highest credit limit for Apple Card?

It does have credit limits. The limits are determined by the cardholder’s credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.

What credit score do you need to get a American Express card?

The American Express credit score requirement is 700 or above, depending on the card. That means people with good to excellent credit are eligible to be approved for an American Express credit card.

Can I get an Apple Card with a 550 credit score?

Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

Are Apple cards free?

So Apple Card doesn’t have any fees. No annual, over-the-limit, foreign-transaction, or late fees. No fees.

What are the pros and cons of Apple Card?

Apple Card Pros & Cons

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Pros Cons
Strong security features No fees Physical credit card available Various spending management features Must use Apple Pay for the best rewards earnings

Is Apple Card a Visa or MasterCard?

The Apple Card is an Apple-branded credit card from MasterCard. Unlike the current Barclaycard Visa with Apple Rewards, which is a partner card, the Apple Card is owned and operated by Apple.

What is a FICO score of 9?

FICO Score 9 is the second-latest version of the well-known credit scoring model, but it still isn’t being used as widely as its predecessor, the FICO 8. All credit scores come from data in your credit reports, weighed according to proprietary formulas that calculate a score, typically on a 300-850 scale.

How long does it take for Apple Card to approve?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you’ll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.

Does Apple have a monthly payment plan?

Whether you shop on apple.com, on the Apple Store app, or at an Apple Store, simply choose Apple Card Monthly Installments as your payment option when you make your purchase.

What is Apple Pay on an iPhone?

Apple Pay is Apple’s mobile payment service, which lets users with an iPhone 6 or newer, as well as Apple Watch owners, make payments using NFC with their devices. Apple Pay is also available in apps and on the web on the iPhone, iPad, and Mac.

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